Month: September 2013

September Market Commentary

Economics and politics often make uneasy bedfellows and so it was in August as the threatened US-led intervention in Syria depressed stock markets at the end of the month. In the UK, David Cameron suffered defeat in the Commons, appearing to totally mis-judge the strength of backbench opposition. If there’s one thing the financial markets […]

Pension expectations and pension savings mismatch

Following publication of the Office of National Statistics (ONS) latest ‘Pension Trends: Private Pensions 2013′ publication, which reported that the number of active members of occupational pension schemes has reached its lowest level since the 1950s, Scottish Widows is warning that the UK is heading for a ‘perfect storm’ of rising expectations for retirement. The […]

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Differences between Tax Avoidance and Tax Evasion

Tax evasion happens when people deliberately don’t pay the tax they should and individuals, firms, trusts and other entities evade the payment of taxes by illegal means. Tax evasion usually entails taxpayers deliberately misrepresenting or concealing the true state of their affairs to the tax authorities in order to reduce their tax liability, and includes, […]

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Ten tips for financial planning in later years

This is not about planning for your end. This is about planning for quality of life later on, free from the bother of worrying about things not done and confident that you have a plan and safety net, just in case you don’t remain on top of your game forever. There’s no way of putting […]