Month: October 2013

October Market Commentary

Just when it was all going so well… By and large, the news coming out of world financial centres in September was good. In the UK, Jaguar was planning to create 1,700 more jobs and the OECD were revising their growth forecasts upwards. Shares in the US ‘roared to record levels’ as the Federal Reserve […]

Six Ways to Transfer Wealth

It’s been easy to look at the news headlines over the past two or three years and assume that the economy has been a universal picture of doom and gloom. However, that’s not necessarily the case – many businesses have continued to do well and many people have prospered. In fact for some people it […]

Understanding the new rules around Lifetime Allowance, fixed protection and individual protection for large pension pots

If you are lucky enough to have a pension pot or a pension plan that works out your savings as being worth more than £1.5 million, then when you take your benefits, it is likely that you will have to pay a lifetime allowance tax charge on the excess. The existing fixed Lifetime Allowance (LTA) […]

Changes in real earnings in the UK, 2002 to 2012

Average earnings of employees in the UK have fallen in real terms – their value in relation to the cost of living, between 2009 and 2012, according to a recent report published by the Office of National Statistics (ONS). The report states that the fall represents a change from the strong growth in real wages […]