Month: February 2014

February Market Commentary

Introduction Well, not a good start to the year. In order to bring you this bulletin we record the month-end figures of eleven of the world’s leading stock markets. They were all down in January: Germany and France were the ‘best’ performers with falls of only 3% whilst Brazil and Japan recorded falls of 8%. […]

Why Directors and Business Owners Fail to Plan their Retirement

Company directors and owners of SMEs make plans and do forecasts all the time. Cash flow forecasts, SWOT analyses, plans for renewals and refurbishment; there’s hardly a day when they’re not eyeball to eyeball with a spreadsheet. So why do so many of them fail to plan their own retirements? With studies suggesting that only […]

Growing incomes disguise widening gaps and slender savings amongst UK families

UK families are divided by a growing income gap despite their typical incomes reaching a three year high, the latest Aviva Family Finances Report revealed in December 2013. The report, which tracks the financial circumstances of different UK family types, also shows that while more families than ever have savings, an increasing number have less […]

An ISA millionaire shows the real power of tax free saving

Lord Lee, hailed as Britain’s first ISA millionaire, tells a compelling tale about how a sensible approach to investment, which includes the prevalent use of the tax free accounts, can pay huge dividends. Writing in The Telegraph, Lord Lee describes how, after 16 years of investing a total of £126,000 into ISAs, his pot had […]