Month: April 2014

April Market Commentary

We started last month’s bulletin in the Crimea, with Russian troops in de facto control of the peninsula. Well, the Crimea is now part of Russia again and the collected denunciations and threatened sanctions of William Hague, John Kerry and the European foreign ministers will do nothing to change that. The question now is what […]

The Budget Summary 2014

A year on from the Budget 2013 and the outlook for UK plc looks considerably brighter. Growth has returned since last year and the forecasts for 2014 and 2015 are being continually revised upwards. In George Osborne’s 2013 Autumn Statement, the Office for Budget Responsibility (OBR) predicted growth of 2.4% for this year: at the […]

The Advantages and Disadvantages of Equity Release

“Property rich, cash poor” has been the lament of thousands of older people for a very long time – and equity release originally came into being to address this concern. Unfortunately, the early years of equity release were blighted by poor advice and unsuitable products and elderly people could – and did – lose their homes. The […]

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More over-55’s now seek financial advice but there are still plenty who could benefit from talking to an adviser

More over-55s are turning to financial advisers than did so four years ago, new research from Aviva into the shape of financial advice for retirement in 2014, shows. But with 77% of over-55s having no relationship with an adviser – and no plans to establish one – Aviva’s findings reveal a worrying lack of understanding […]