Month: January 2016

January Market Commentary

Occasionally when we’re compiling these monthly commentaries we look at our notes, realise that not very much has happened in the month and have a minor panic. What are we going to report on? There are no such worries this month. December 2015 seemed to be the month when pretty much everything happened. The only […]

What is a Self-Invested Personal Pension (SIPP)?

Self-Invested Personal Pensions (SIPPs) are designed to give you greater control over your retirement savings. With a SIPP you can choose from a wide range of high quality investments, manage them for yourself and consolidate your existing pensions in one place. A SIPP is different to other pension saving forms and can give you more […]

Trust to Luck

There are many different kinds of trusts. There are bare trusts, mixed trusts, interest-in-possession trusts, and accumulation and maintenance trusts. And while they each differ slightly in the way they work, they all basically do the same job – they allow the owner of an asset (the settlor), to distribute or donate it (or confer […]

Managing and Understanding Investment Risk

The amount of risk involved with an investment can be managed by matching it appropriately with the length of time you have available to invest, your tolerance towards fluctuations in returns and your investment time frame. For example, if you are saving for a house deposit and have only 12 months to go before you […]