The tax year will be coming to an end on 5th April. With that deadline in mind, we wanted to remind our clients of all the allowances available to you during the tax year. It’s important to make sure you’re maximising your allowance in all areas so that you mitigate the impact of tax. Listed […]

Do you know where your will is? Even more importantly, do the people who will act as your executors, in the event of your death, know where your will is stored? The recent discovery at Lloyds Banking Group that 9,000 wills had been left in storage and not passed on to customers serves as a […]

Do you find yourself counting down to Friday each week – even when it’s only Monday morning? Do you wish you could ditch the daily commute and long hours at the office? Have you got a secret desire to drive across America or buy a second home in the South France? If one of your […]

The end of the decade saw the US/China trade dispute continue to make plenty of headlines. However with Donald Trump signing a long-awaited ‘phase one’ agreement on 15th January, it appears 2020 could see tensions ease. Trump is currently due to travel to China later in the year, where ‘phase two’ of the deal will […]

The beginning of November saw the World Trade Organisation authorise China to put $3.6bn (£2.8bn) of tariffs on US goods. The following week it was reported that a potential trade deal between the two countries could see tariffs ‘rolled back’. However by the middle of November Donald Trump was threatening to increase tariffs further still […]

Christmas seems to come round earlier and earlier each year. Retailers start tempting ‘early gifters’ as soon as the Back to School stock has disappeared. And competitive Christmas light displays begin appearing in some neighbourhoods from as early as November. While this may run the risk of detracting from the main event, some preparation is […]

With so many options out there, it can be easy to become overwhelmed and remain with your current insurance provider. It can also be quite a hassle to trawl the internet for that perfect deal. However, recent research by the FCA has found that taking the time to weigh up all your options when choosing […]

After 30th November 2019, potential first-time buyers will no longer be able to apply for a new Help to Buy ISA. Savers who already have an account will be able to keep saving into it until 30th November 2029, regardless of when the ISA was opened, but accounts will close to additional contributions after that […]

A new report by Scottish Widows (SW) has found that savings habits among younger people are rather lacking when compared with older generations. 14% of people aged 20-29 are not saving any money, whereas 20% are saving between 0-6% of their wages and 26% are saving between 6-12%. That leaves only 40% of people between […]

The beginning of October brought us the Conservative Party conference and a plethora of promises and fiery speeches. Meanwhile world stock markets were tumbling on fears of a global sell-off and the US/Europe tariff war joining the US/China dispute. By the middle of the month President Trump declared himself ‘optimistic’ about trade talks with China. […]