Why easy access savings accounts are a bad idea

We’ve all been there, the boiler breaks, the car decides that today is not its day or a bill appears out of nowhere. For these sudden expenses, you need to have access to your money. The UK has favoured instant access savings accounts for a good while now, with a staggering 77% of cash savings […]

Guilty of being a phone addict? How to break free!

The rise of the smartphone has revolutionised the way many people interact with friends and family, run their business and generally live their lives on a day to day basis. But it’s also true that smartphone use can prove disruptive – even addictive – if not monitored. It’s been found that the average adult in […]

Wealth? Fame? Working hard? New research reveals what really makes us happy

It’s been 75 years in the making and the topic for countless philosophers to muse over, but a US study seems to have finally uncovered the secret to happiness and health. Speaking during a TED Talk, Harvard professor Robert Waldinger revealed that, though wealth and fame continue to be commonly cited desires amongst millennials (those […]

The new ‘Google tax’ and what it means for business

The government’s new Diverted Profits Tax (DPT), commonly known as the ‘Google tax’, formally came into force on 1st April. Detailed initially during the 2014 Autumn Statement, the tax is an attempt by the government to stop large firms from paying comparatively small amounts of tax in the UK by ‘diverting’ their profits to be […]

Busy Brits regret rushing decisions

Time-poor people around the UK risk rushing important long-term decisions, with 9 out of 10 (90%) regretting rushing their career choice and 87% feeling regret over hurrying financial decisions, new research from Scottish Widows has revealed. The study into managing time and life administration priorities found that people in the UK are becoming busier: 70% […]

Video: Care Planning

When it comes to planning for your retirement, it pays to consider every possible circumstance. Care Planning is an important part of your wider financial plan. Take a look at why it is so important to consider this sooner rather than later…

FCA advice on protecting yourself against unauthorised finance firms

The Financial Conduct Authority (FCA) provides ten steps to make sure you are dealing with an authorised financial services firm, and to protect yourself from fraud and unauthorised activity. Firms and individuals can only conduct regulated financial services activities in the UK if they are authorised by the FCA or registered to do so, or […]

November Market Commentary

October was another good month for world stock markets, with all the major markets except China and Japan making gains. Despite the continuing disagreements between the President and Congress, the US Dow Jones index reached another record high – even though the agreement to end the financial stalemate and keep the country solvent came at […]