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What is Ransomware? And could it affect your investments?

Those of you who follow the news may remember a story from early May. The Colonial Pipeline in the US – which carries 45% of the East Coast’s supply of diesel, petrol and jet fuel – was put out of action by a ransomware attack. The hackers, an organisation called DarkSide, cheerfully acknowledged the attack […]

Is it time to abandon diversification?

For many years it has been the accepted wisdom that you should diversify your investment portfolio. That means diversifying by types of investments – with say, your exposure to the stock market balanced by more cautious investments in bonds and, perhaps, funds that invest in property. Common wisdom says you should also diversify geographically – […]

Lockdown leads to record number of new businesses

In the middle of May pubs and restaurants reopened after lockdown. Finally, we could have a drink or a meal inside. But what was noticeable was the number of pubs and restaurants that didn’t reopen. Speaking on the BBC News, the owner of one establishment gave a very simple explanation: “we cannot get the staff.” […]

Be aware of coronavirus vaccine scams

The increasing numbers of coronavirus vaccines being administered across the UK is a major breakthrough in the fight against COVID and the gradual return to normalcy. It’s a great cause for relief and a real glimmer of hope. That being said, there are also reports of fraudsters taking advantage of the situation and exploiting those […]

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Space Travel set to skyrocket

NASA has their sights set on the moon, again. You could argue that they never really took their eye off it, but with an increase in interest in interplanetary travel taking the world by storm, there are exciting plans in the immediate future. Under the Artemis program, a US-Government funded spaceflight programme led by NASA, […]

Three of the best autumn holiday destinations in the UK

After quarantine measures were imposed during August for returnees from several European countries including France and Spain, many will be looking to stay closer to home for their autumn breaks. While the UK doesn’t offer the 30 degree October sunshine that you can find in the Algarve or Costa Blanca, there are plenty of stunning […]

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Investing in the sweeter things in life

No, we’re not talking about holidays to the Bahamas and luxury cars. We’re talking about something literally sweet. We’re talking about chocolate. If you’re a chocoholic and have an eye for investment, then you’re in luck. We’re going to shine a light on some of the investment options surrounding the nation’s favourite sweet treat and […]

8 places to visit this Autumn in the UK

With autumn pushing the heat of summer south across the equator, it’s time to strap on your wellies and get ready to kick through piles of fiery leaves. So to celebrate the change of season, here’s our list of places you should visit to make the most of the stunning autumn colours. Isle of Lewis, […]

Why easy access savings accounts are a bad idea

We’ve all been there, the boiler breaks, the car decides that today is not its day or a bill appears out of nowhere. For these sudden expenses, you need to have access to your money. The UK has favoured instant access savings accounts for a good while now, with a staggering 77% of cash savings […]

Guilty of being a phone addict? How to break free!

The rise of the smartphone has revolutionised the way many people interact with friends and family, run their business and generally live their lives on a day to day basis. But it’s also true that smartphone use can prove disruptive – even addictive – if not monitored. It’s been found that the average adult in […]