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October Market Commentary

Introduction  September was a difficult month for world stock markets. It was one of those rare months when none of the markets we report on managed to gain any ground as fears of a second wave of the Covid-19 pandemic sparked a global sell-off in shares. It was also another month of bickering as tensions […]

The changing face of financial advice

This article discusses how financial advisers across the nation have adapted to continue to deliver a valuable service at a period of upheaval which hasn’t been seen since the Second World War. Covid-19 has completely changed the way financial planners deliver advice. At the drop of a hat, the industry had to embrace years’ worth […]

Three of the best autumn holiday destinations in the UK

After quarantine measures were imposed during August for returnees from several European countries including France and Spain, many will be looking to stay closer to home for their autumn breaks. While the UK doesn’t offer the 30 degree October sunshine that you can find in the Algarve or Costa Blanca, there are plenty of stunning […]

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How to spend more ethically

The feeling of doing something that might help to make the world a better place is profoundly satisfying. And in the wake of the coronavirus crisis, a disaster which has heightened existing inequalities and accelerated poverty across the world, the time is right for all of us to find ways we can live more ethically. […]

March Market Commentary

Introduction Not the election of Donald Trump, not the US/China trade dispute. Not even Brexit. We cannot recall a single issue having so completely dominated a month’s news – or threatened to have such serious consequences – as the outbreak of Coronavirus in China. In February, the virus’ impact on the world stock markets was […]

Time to spring clean your finances

The daffodils and crocuses are beginning to appear, the trees are blossoming and the days are getting lighter. Spring is definitely on its way. Traditionally, this was the time to do the big annual household clean. Now that fewer homes are heated by coal fires, with all their soot and grime, this is no longer […]

Final countdown to the end of the tax year

You may have seen lots of literature already about the end of the tax year. But if you’ve not yet taken any action, now is the time to do so to protect your savings from tax. Here is a handy checklist of what to do and what not to do before 5th April. 1. Make […]

Environmental investing themes to look out for in 2020

Although the financial markets have seen their fair share of volatility over the last decade, there has been a growth in opportunities for investors wanting to invest in environmentally conscious businesses. If you’re looking to make a more positive impact on the world while also seeking returns on your investment, it’s important to be aware […]

February Market Commentary

China grabbed the headlines again in January, but this time not for trade. On 31st December, the Chinese authorities had notified the World Health Organisation of an outbreak of pneumonia in Wuhan City, Hubei Province. Today the country is in lockdown, the death toll is rising fast, the number of infected is rising faster. The […]

The link between human behaviour and investing

Financial planning… Isn’t that based on cold, hard facts and scientific reasoning? Surely feelings  and emotions don’t have much to do with investing? We think they do. And here’s why. A little thing called human behaviour gets involved, you see. Only it’s not so little. Human beings are highly complex systems, motivated by many different […]

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